Clever and Unconventional Ways to Afford LASIK

Thousands of satisfied customers can tell you paying for LASIK was worth every penny to them, but we get it, the costs associated with getting LASIK surgery aren’t something individuals always carve out in their budgets. We know how it goes, money doesn’t grow on trees (except, have you seen those braided money Bonsai trees? Those are deceiving!) But, you know what they say about a will and a way. Some cool and clever unconventional ways have come across our desks.

ClearChoice gives away at least 5 procedures per year.

ClearChoice offers payment plans. There are 0% plans available for up to 24 months, as well as plans that will allow for you to make pay payments over a longer timeframe, like 36, or 48 months. www.goalphaeon.com is a good starting point if you want to see if you can get approved. If your credit is not so hot, a co-signer can help.

Have you heard of “Giftfunds” or “Honeyfunds?” It’s like crowdfunding for birthdays, and special occasions like weddings. It makes giving and receiving money easy. Engaged couples often utilize these websites to raise funds for bridal and wedding requests. Rather than traditional table and stem ware, they request money towards real expenses. They make requests for help with the costs of honeymoons, home improvements, and other things like LASIK surgery. Gift funds make it easy for loved ones to support something you’re saving towards.

Another thing we see year after year is come tax season patients opt to use their federal and state tax refunds to make the cost of LASIK more affordable. We also see credit card payments. Credit cards with low interest rates, great introductory deals, and relationships with airlines for travel miles can be a beneficial way to pay for LASIK. Dollars spent can often lead to double miles and rewards when you use a credit card.

Flexible Spending Accounts (F.S.A.) and Health savings accounts (H.S.A.) can help with affordability as well. An F.S.A. is part of your benefits package. This plan lets you use pre-tax dollars to pay for eligible health care expenses for you, your spouse, and your eligible dependents. An H.S.A. is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a high-deductible health plan (HDHP) . The funds contributed to an account are not subject to federal income tax at the time of deposit.

At the end of the day a little tenacity and creativity can go a long way and we’ve seen it happen.

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