Refractive Surgery
SMILE, LASIK, PRK
Paying for care
Pricing & Financing
At Clear Choice, we believe advanced vision correction shouldn't be out of reach. Whether you're interested in vision correction surgery, implantable lenses, custom lens replacement, or other elective procedures, we offer flexible financing and payment options to make your care affordable.
What qualifies
Our Services & Financing
We offer a full range of vision correction procedures, all of which qualify for flexible financing and pre-tax savings accounts:
Implantable Lenses
EVO ICL for high myopia and astigmatism
Custom Lens Replacement
Custom lens replacement and advanced cataract surgery
Presbyopia Solutions
Multifocal and monovision options
Specialized Care
Corneal cross-linking for keratoconus
Aesthetic Treatments
Botox and dermal fillers
Financing
Financing Options
We partner with trusted financing providers to make vision correction accessible. Whether you prefer to pay in full or spread costs over time, we have options for you.
Contact us at (440) 740-0400 to discuss financing options that work best for your budget. Our team can help you understand payment plans and find the option that fits your needs.
Alphaeon
CareCredit
Pre-tax dollars
Flexible Spending Account (FSA)
Your Flexible Spending Account (FSA) can be used to pay for elective vision correction procedures and other eye care services with pre-tax dollars—potentially saving you hundreds of dollars.
What is an FSA?
A Flexible Spending Account is an employer-sponsored benefits plan that allows you to set aside pre-tax dollars from your paycheck to cover eligible medical expenses. The IRS classifies laser vision correction, implantable lenses, custom lens replacement, and other vision procedures as qualified medical expenses, which means you can use FSA funds to pay for them.
How Does an FSA Work?
01
You elect to contribute a specific amount to your FSA at the beginning of your plan year
02
Funds are available immediately for qualified medical expenses
03
You submit claims or use your FSA debit card to pay for eligible services
04
Any unused funds at the end of the plan year may be forfeited (check your plan rules)
FSA Contribution Limits
FSA contribution limits are set by the IRS and may change annually. Speak with your benefits administrator for your current contribution limit.
Can I Deduct Vision Procedures on My Taxes?
If your total medical expenses exceed 7.5% of your adjusted gross income, you may be able to deduct qualified vision correction procedures as medical expenses on your federal tax return. However, most patients don't reach this threshold, making an FSA a more practical option for tax savings.
Note: Tax deduction eligibility varies by individual circumstances. Consult a tax professional for personalized advice.
High-deductible plans
Health Savings Account (HSA)
If you have a high-deductible health plan (HDHP), you can use your Health Savings Account (HSA) to pay for vision correction and other qualified medical expenses.
What is an HSA?
A Health Savings Account is a tax-advantaged savings account designed to help you pay for qualified medical expenses. If you're enrolled in an HDHP, you can contribute pre-tax dollars to an HSA and use those funds for vision care, elective procedures, and other qualified medical services.
HSA Contribution Limits
HSA contribution limits are set by the IRS and may change annually. Speak with your benefits administrator for your current contribution limit.
Questions
Frequently Asked Questions
What is the average cost of vision correction procedures?
Pricing varies significantly depending on the procedure and your prescription. SMILE, LASIK, and PRK can range from $2,000–$5,000+ per eye, while implantable lenses (EVO ICL) and custom lens replacement may be higher. Contact us for a personalized consultation and detailed pricing quote based on your specific vision needs.
Can I use both my FSA and HSA for vision correction?
No—you cannot have both an FSA and an HSA active in the same year. You must choose one or the other based on your employer's plan options.
What expenses are eligible under my FSA?
The IRS defines eligible medical expenses broadly, including eye exams, glasses, contacts, and vision correction procedures such as LASIK, SMILE, EVO ICL, and lens replacement. However, plan rules vary by employer. Check your plan's summary of benefits or contact your benefits administrator to confirm what's covered.
What if I don't use all my FSA funds by the end of the year?
FSA accounts typically have a "use it or lose it" policy—unused funds may be forfeited. However, some plans allow a grace period or limited carryover. Speak with your benefits manager about your specific plan rules.
Are vision correction procedures really qualified medical expenses?
Yes. The IRS classifies laser vision correction, implantable lenses, and custom lens replacement as qualified medical expenses for tax and FSA purposes.
What if I don't meet the 7.5% medical expense threshold for a tax deduction?
Most people don't reach this threshold individually. Instead, using an FSA or HSA is a more effective way to save on vision correction with pre-tax dollars.
Do I need to be cleared for my procedure before setting aside FSA funds?
We strongly recommend scheduling a candidacy consultation before allocating funds to your FSA or HSA. This ensures you're a good candidate for your chosen procedure and can confidently commit those pre-tax dollars.
Can I use financing AND my FSA/HSA together?
Yes. Many patients combine financing options with pre-tax savings accounts. For example, you could use FSA/HSA funds for a portion of the cost and finance the remainder. Discuss your options with our team during your consultation.
Get started
Next Steps
Ready to explore your financing options and find the best procedure for your vision? We're here to help.
Schedule Your Consultation
Contact ClearChoice LASIK & Eye Center to discuss pricing, financing options, and your candidacy for vision correction.
Phone
What to Bring:
- Your current insurance card (if you have vision coverage)
- FSA/HSA debit card or account information (if applicable)
- Any questions about your benefits or financing options
- A list of vision correction procedures you’re interested in learning about
During your consultation, our surgeons will:
- Evaluate your eye health and vision needs
- Discuss which procedures are right for you
- Review pricing and financing options
- Help you understand your FSA/HSA eligibility
- Answer all your questions
Our goal is to help you find the vision correction solution that works best for your vision, lifestyle, and budget.